Arizona Debt Payment Plan Lawyer
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Protecting your home and most-treasured assets from a troubling financial situation can be a difficult task to face alone. When you have fallen behind on your bills, whether you have lost your job, have fallen ill or have been injured and are unable to work, the guidance of an experienced Mesa Chapter 13 bankruptcy attorney can be invaluable in helping you return to the right financial path.
At the Steadman Law Firm, PLC, our lawyer leverages a detailed knowledge of the Chapter 13 process to offer detailed advice to clients throughout the Mesa, Arizona, area. Whether you do not qualify for Chapter 7, or you require additional protection for your home and other assets, we strive to offer the helpful Chapter 13 advice you need to gain the most benefit from your filing possible.
Detailed Chapter 13 Bankruptcy Guidance
The Chapter 13 process provides debt relief options for individuals and families with higher income levels and assets that are not exempt in the Chapter 7 process.
Commonly referred to as restructuring bankruptcy, Chapter 13 allows for the creation of an affordable debt repayment plan. Lasting three to five years, the repayment plan is designed to help you catch up on overdue bills. Upon successful completion of all payments in the plan, any remaining debt will be discharged, leaving you with a clean slate and the ability to build a strong financial future.
In addition to providing relief from overwhelming debt relating to credit cards, medical bills and unfavorable mortgage and personal loans, the Chapter 13 process offers many other benefits immediately upon filing, including:
- Ending foreclosure proceedings
- Eliminating wage garnishments
- Ending repossessions
- Stopping creditor harassment
To help you obtain the most benefits possible, our lawyer will carefully examine your financial situation and work closely with you to structure your Chapter 13 filing in the most effective manner possible. Throughout your proceedings, we will help you gather all necessary paperwork, complete all required documents, negotiate with creditors on your behalf and work with the bankruptcy trustee to create a payment plan that fits into your budget.
Contact Our Office
Chapter 13 can be a very useful tool when you wish to protect a home or assets that you have worked hard to obtain.
Contact our office online or call 480-269-8976 or toll free 888-336-5405 to schedule a free consultation to discuss your Chapter 13 concerns and to learn how the process can help you.
